Payment processing so smooth,
all you’ll notice is the savings
As Canada’s largest bank-independent payment processor, we keep it simple, with no contracts
or hidden fees. Just lower rates, faster deposits, and payment processing you can count on.
4.5
rating on Google
38,000+
businesses using
Paystone solutions
$10 Billion
processed annually
Thousands of businesses trust Paystone for
smarter payment processing everyday
“The customer service has been fantastic.
They follow up with any issues, and we have
a point of contact where we can call and we
actually reach somebody. They take care of
you after you’re done the signup. They’re
there for you day-to-day. To me that is the
big difference.”
Daryl Olthoff
Founder and COO at Start.ca
Start accepting credit card
payments in-person or
online
We’ve got the perfect payment processing solutions for businesses of any size.
ACCEPT PAYMENTS IN PERSON
Payment terminals
Accept fast payments in person with our credit and
debit card machines.
POS systems
Manage inventory, customers, and more with powerful point-of-sale tools.
ACCEPT PAYMENTS ONLINE
Online checkout
Allow your customers to self-checkout, or do it for them through a web-enabled device.
More ways to accept online payments
Paystone’s online payment solutions make it as convenient for your customers to pay you.
Virtual terminal
Key in customer payments from any internet-connected device.
Hosted payment pages
Accept payments on your website.
Online invoicing
Get paid fast with convenient online invoicing.
Recurring payments
Easily automate subscription and payment installments
We’ve spent over 15 years perfecting payments
Next day funding
Get paid faster with next-
business-day deposits to
keep your cash flow steady.
Real-time reporting
Log in to your account to view transactions, batches, settlements, and disputes. Filter data and export reports.
Fraud prevention & security
Protect your business with real-time fraud monitoring, chargeback support, and regular security updates.
Hassle-free setup
Get up and running in no time with free guided setup and FREE hardware shipping anywhere in Canada.
Access some of the lowest processing rates in the industrya
Credit Card Processing
AS LOW AS
1.26% + 5¢
per transaction
Debit Card Processing
AS LOW AS
5¢
per transaction
Credit Card Processing
AS LOW AS
2.26% + 10¢
per transaction
How ever your customers want to pay, you’ll be ready
Our other brands give you more ways to grow your business
From building your loyal customer base to boosting your business’s reputation. We’ve got you!
Credit Card Processing
Integrate our all-in-one gift card and loyalty software with your payment solutions.
NiceJob
Put your business’s review generation, referrals, and social media content on autopilot.
Get started with smarter payment processing today
Book a no-obligation call with one of our friendly sales reps to explore how we
can meet your needs.
Frequently asked questions, answered
What is payment processing, and how does it work?
Payment processing refers to the technology and services that enable businesses to accept credit and debit card payments. When a customer pays with a card, the payment processor securely transfers funds from the customer’s bank to the business’s account. With Paystone, transactions are encrypted, fast, and deposited as soon as the next business day.
How do I choose the best payment processor for my business?
The best payment processing company depends on your business needs. Look for a provider with transparent pricing, no long-term contracts, fast deposits, and great customer reviews.
Whether you need an in-person payment terminal, an online payment gateway, or a full POS system, Paystone offers flexible, competitive solutions designed for Canadian businesses.
If you’re still not sure, our product specialists are more than happy to help you out.
Which payment processor is best for small businesses in Canada?
A good payment processor for small businesses should offer affordable rates, simple setup, and reliable support. Paystone provides next-day funding, no hidden fees, and dedicated customer service, making it one of the top-rated payment processors in Canada.
What is the difference between a payment gateway and a payment processor?
A payment processor facilitates transactions by moving funds between the customer and the merchant’s bank. A payment gateway is a secure technology that authorizes online transactions. Paystone offers payment processing and online payment solutions, so businesses can easily accept payments online, in-person, or remotely.
What are the fees for payment processing?
Processing fees vary depending on the provider and the type of transaction. Paystone offers competitive, transparent rates with no hidden fees or long-term contracts.
Our transaction fees include the interchange fees charged by the issuing bank, the card brand fees (Visa, Mastercard, etc.), and the acquiring bank fees, plus a small markup from Paystone. Your final rate depends on factors like processing volume, payment method, and card type.
How quickly will I receive my funds?
With Paystone, you get next-business-day deposits, ensuring your cash flow stays steady. Unlike some payment processing platforms, we don’t hold funds unnecessarily or delay payouts.
Can I use Paystone to accept payments online?
Yes! Paystone’s online payment processing solutions let you accept payments through your website, virtual terminal, hosted payment pages, or recurring billing. Whether you’re running an eCommerce business or invoicing clients, we make online transactions seamless.
What makes Paystone different from other payment processing companies in Canada?
Paystone is Canada’s largest bank-independent payment processor with no contracts, no hidden fees, and some of the most competitive rates in the industry. With 30,000+ customers using Paystone services and over $10 billion processed annually, businesses choose us for our fast deposits, transparent pricing, and best-in-class customer support.
Get the right hassle-free debit machine for your business
Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.