Invoicing – payout

ONLINE INVOICING SOFTWARE

Get paid faster by sending simple, secure online invoices

Ditch the paperwork and manual follow-ups. With Paystone’s online invoicing, you can create, send, and track invoices in just a few clicks.

Next-day funding

Rates starting at 1.26% + $0.05

24/7 customer service

Rated 4.6/5 on Google

Easy, reliable invoicing software for small businesses in Canada

Send itemized invoices

Ideal for freelancers, consultants, and agencies billing clients for work.

Collect B2B payments

Great for wholesalers, contractors, and professional services managing retainers and product orders.

Invoice on the go, from anywhere

Perfect for home service providers, tradespeople, and mobile businesses that need instant invoicing.

And so much more!

We have increased our reviews collection by 200% since starting with Atom.

Online invoicing that’s customizable, automated, and built for how you do business

Customize & automate your invoices

No locked-in contracts

Add your logo, colors, and business details for a professional, customized look.

Turn quotes into invoices with one click

Send a quote, get approval, and convert it into an invoice instantly.

Apply automatic taxes & discounts 

Share a link or create a Buy Now button on your website and allow your customers to sign up for a recurring subscription on their own.

Offer flexible payment options

Set up partial payments or deposits 

Let customers pay in full or break payments into scheduled installments.

Simplify contract & deposit payments 

Perfect for B2B transactions, project-based work, or service retainers.

Give customers a seamless checkout experience 

Once approved, customers can pay the invoice online instantly.

Securely store & manage customer payments

Store customer payment details securely

Save encrypted billing information for easy repeat billing

Track payments with reporting tools

Track outstanding balances, view revenue trends, and generate reports in one place.

Level up your business invoicing and start getting paid faster

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.

More ways to accept payments online

Online checkout

Accept payments on your website.

Virtual terminal

Accept payments on your website.

Online invoicing

Get paid fast with convenient online invoicing.

Recurring payments

Easily automate subscription and payment installments.

Frequently asked questions, answered

Why is there a setup cost?

How much does it cost to open a merchant account? Our $99 setup fee covers the time and work it takes to get your solution set up.

What is PCI and is it mandatory?

The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard mandated by card brands. It applies to any organizations that accept, process, store or transmit credit card information.

It consists of 12 basic requirements grouped in 6 categories for establishing and maintaining a reliable and secure payment processing environment.

Payment Card Industry (PCI) compliance is mandatory for every business that accepts credit and debit cards, and these businesses must follow PCI rules and regulations. Some processors run proactive programs to help ensure PCI compliance is maintained.

Why should I rent a payment terminal instead of buying one?

We offer flexible rental options for our payment terminals, so you don’t have to commit to an upfront purchase. Renting a terminal is a great way to keep costs low while still accessing the latest technology.

Why is there a monthly fee for payment processing?

This is an admin fee charged each month for your merchant account provider’s services, such as customer support, tech support, portfolio management, etc. It also includes PCI Plus Data Breach Protection (or Safe-t).

What is Cost Plus/Interchange Plus pricing and why is it better?

Cost Plus/Interchange Plus pricing is a model where you pay the interchange and assessment fees plus a simple markup for the services of the payment processor.

The card brand networks (Visa, Mastercard) set the interchange fee and represent the base fee or wholesale cost of accepting electronic payments. This fee is what the acquirer pays to the issuer and the rate varies depending on the industry, the type of business, if the card is present or not present at the time of the transaction, etc.

The assessment fee is a small percentage that is paid to the card brands (Visa, Mastercard) on every transaction. It is a fixed transactional fee, and the same amount is charged no matter the card type or industry.

By passing the cost directly to you and only charging for a single markup, interchange plus pricing gives you significant savings while creating a transparent arrangement with your processor.

How much are interchange rates/transaction fees?

Interchange fees can be different from one transaction to the next. They vary based on each card type, if the card used offers points and rewards, the industry, the type of business, and if the card is present or not present at the time of the transaction. There are hundreds of interchange categories based on these variations that range from 0.80 to 2.69%.

Here is where you can find Visa’s fees and Mastercard’s fees.

Contact us for a full breakdown. We can even do a cost comparison against your current payments provider to show you how much you could save by switching to Paystone!

Do you offer volume discounts?

Yes! Depending on your processing volume, we can offer discounts. We’re always happy to do regular reviews of your account to make sure you are getting the best possible rates for where your business is at.

How long do funds take to be deposited?

Funds will be deposited the next business day.

Make invoicing effective and easy with our digital invoicing solution

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.