Online Checkout

virtual terminal canada

Accept payments over the phone from your browser

With Paystone’s virtual credit card processing, you can securely accept payments over the phone, through email, or for recurring billing—no card reader or physical terminal required.

Next day funding

Rates starting at 1.26% + $0.05

24/7 customer service

Rated 4.6/5 on Google

Fast, flexible payments built for growing your online business.

eCommerce checkout

Reduce cart abandonment with a smooth, secure checkout experience for your online store.

Quick & secure payment links

Generate payment links to accept online payments without needing a website.

Automated recurring billing

Set up subscriptions, memberships, or installment payments with ease.

And much more!

From home service providers to event planners, any business can key in credit card payments with ease.

Online payments that fit your unique needs

Integrate payments with your existing shopping cart

Give your customers a seamless checkout experience

Keep customers on your site, increase trust, and reduce cart abandonment by adding a website payment gateway to your shopping cart.

Easy off-the-shelf integrations

We connect with hundreds of the leading shopping cart providers so that you can add your eCommerce payment gateway without any coding required.

No shopping cart? No problem. Use secure hosted payment pages

Link payment pages to whatever you’re selling

When your customers click to purchase, register, or subscribe, they’ll instantly be taken to a checkout page hosted on our secure servers.

Customize your payment pages

You’re in control of how your payment pages look, from colors and branding to the data fields you require on your forms.

Accept online payments from digital wallets

Increase security and offer customers an express checkout process when they pay with Apple Pay, Google Pay, Click to Pay, or PayPal.

Integrate our payment gateway solution directly

Whether you’re running a custom platform or want full control over the checkout process, our tools allow you to:

Collect payment data on your own servers.

Simplify your setup with straightforward developer API documentation.

Build a payment gateway into your own software.

Create a flexible foundation that scales with your business.

Ready for more online sales at a better rate?

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.

Convenient administrator tools in one easy-access dashboard

Sales insights

Track revenue trends, see transaction histories, and run custom reports.

Customer analytics

Discover your top customers and their buying preferences.

Gas & Convenience

Create secure customer profiles to store shipping information, preferences, and payment methods.

Product catalog

Organize your products by categories, create descriptions, and add images.

Fraud guard

Protect your business with tools that analyze transactions and flag suspicious activity.

Employee management

Create secure user accounts and control each user's permissions.

Enterprise-grade security to protect your business and customer data

More ways to grow your business

Hosted payment pages

Create customized online payment pages.

Online checkout

Accept payments on your website.

Online invoicing

Get paid fast with convenient online invoicing.

Recurring payments

Easily automate subscription and payment installments.

Frequently asked questions, answered

Why is there a setup cost?

How much does it cost to open a merchant account? Our $99 setup fee covers the time and work it takes to get your solution set up.

What is PCI and is it mandatory?

The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard mandated by card brands. It applies to any organizations that accept, process, store or transmit credit card information.

It consists of 12 basic requirements grouped in 6 categories for establishing and maintaining a reliable and secure payment processing environment.

Payment Card Industry (PCI) compliance is mandatory for every business that accepts credit and debit cards, and these businesses must follow PCI rules and regulations. Some processors run proactive programs to help ensure PCI compliance is maintained.

Why should I rent a payment terminal instead of buying one?

We offer flexible rental options for our payment terminals, so you don’t have to commit to an upfront purchase. Renting a terminal is a great way to keep costs low while still accessing the latest technology.

Why is there a monthly fee for payment processing?

This is an admin fee charged each month for your merchant account provider’s services, such as customer support, tech support, portfolio management, etc. It also includes PCI Plus Data Breach Protection (or Safe-t).

What is Cost Plus/Interchange Plus pricing and why is it better?

Cost Plus/Interchange Plus pricing is a model where you pay the interchange and assessment fees plus a simple markup for the services of the payment processor.

The card brand networks (Visa, Mastercard) set the interchange fee and represent the base fee or wholesale cost of accepting electronic payments. This fee is what the acquirer pays to the issuer and the rate varies depending on the industry, the type of business, if the card is present or not present at the time of the transaction, etc.

The assessment fee is a small percentage that is paid to the card brands (Visa, Mastercard) on every transaction. It is a fixed transactional fee, and the same amount is charged no matter the card type or industry.

By passing the cost directly to you and only charging for a single markup, interchange plus pricing gives you significant savings while creating a transparent arrangement with your processor.

How much are interchange rates/transaction fees?

Interchange fees can be different from one transaction to the next. They vary based on each card type, if the card used offers points and rewards, the industry, the type of business, and if the card is present or not present at the time of the transaction. There are hundreds of interchange categories based on these variations that range from 0.80 to 2.69%.

Here is where you can find Visa’s fees and Mastercard’s fees.

Contact us for a full breakdown. We can even do a cost comparison against your current payments provider to show you how much you could save by switching to Paystone!

Do you offer volume discounts?

Yes! Depending on your processing volume, we can offer discounts. We’re always happy to do regular reviews of your account to make sure you are getting the best possible rates for where your business is at.

How long do funds take to be deposited?

Funds will be deposited the next business day.

Cut fees, boost sales—switch to a better onlinepayment gateway today.