RECURRING PAYMENTS

Automate your billing and get paid on time every time

No more manual follow-ups or missed payments. With Paystone’s recurring payment processing, you can set up automated billing for memberships, subscriptions, retainers, and more. Keeping your cash flow steady without any hassle.

“I’ve used Paystone since 2018, exceptional service and customer care from the beginning till now. The service is truly five star. I would recommend them to any business that’s looking for true customer service and needs solutions tailored to their business! Thank you to the whole Paystone team!”

Mohammad L.
Vue Vision Centre

“After many years with Moneris with a lot of disappointments, this year I found Paystone and I could not be happier. The service is superb!! Thank you for making my business easy for my guests. Appreciate it!”

Fernando V.
Globetrotters B&B

Next-day funding

Rates starting at 1.26% + $0.05

24/7 customer service

Rated 4.6/5 on Google

Smart, stress-free recurring payment system for any business

Charge clients on autopilot

Perfect for service-based businesses, law firms, and agencies managing retainers or installment plans.

Grow your subscription business

Easily set up subscription payments for gyms, SaaS companies, membership programs, and digital services.

Offer flexible installment plans

Help customers afford high-ticket purchases with scheduled recurring bill payments with no extra admin work for you.

And so much more!

From donation-based organizations to wellness clinics, automated recurring billing keeps your revenue flowing.

Automated billing keeps your revenue steady without the extra admin work

Customize & automate your recurring payments

Set up flexible billing cycles

Bill customers daily, weekly, monthly, or on a custom schedule—whatever fits your business model.

Apply one-time fees or deposits

Charge a setup fee or deposit separately from the recurring amount for complete pricing flexibility.

Allow your customers to self-checkout

Share a link or create a Buy Now button on your website and allow your customers to sign up for a recurring subscription on their own.

Let customers pay how they want

Accept credit cards, debit, ACH, and digital wallets with seamless automated subscription payment processing.

Keep payments running smoothly

Store customer payment details securely


Tokenized card storage means customers don’t have to re-enter details, which speeds up future transactions.

Reduce revenue loss from expired cards

Automatically update expired credit card details for uninterrupted recurring billing.

Edit, pause, or cancel plans anytime

Easily update billing amounts or schedules, pause a subscription, or cancel a plan without disrupting your business operations.

Track & manage subscription payments with ease

Monitor recurring revenue in real-time

See upcoming payments, track overdue invoices, and manage all your subscriptions from one dashboard.

Generate detailed reports

Analyze revenue trends, forecast cash flow, and stay on top of your recurring billing activity.

Turn quotes into recurring invoices

No extra back-and-forth—send a quote, get approval, and automate future billing instantly.

Ditch the manual invoicing—start getting paid on autopilot

Book a no-obligation call with one of our sales reps and see how easy recurring payments can be.

More ways to accept payments online

Paystone’s eCommerce solutions make it as convenient as possible for your customers to pay you.

Online checkout

Accept payments on your website.

Virtual terminal

Accept payments on your website.

Online invoicing

Get paid fast with convenient online invoicing.

Recurring payments

Easily automate subscription and payment installments.

Frequently asked questions, answered

Why is there a setup cost?

How much does it cost to open a merchant account? Our $99 setup fee covers the time and work it takes to get your solution set up.

The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard mandated by card brands. It applies to any organizations that accept, process, store or transmit credit card information.
 
It consists of 12 basic requirements grouped in 6 categories for establishing and maintaining a reliable and secure payment processing environment.
 
Payment Card Industry (PCI) compliance is mandatory for every business that accepts credit and debit cards, and these businesses must follow PCI rules and regulations. Some processors run proactive programs  to help ensure PCI compliance is maintained.

We offer flexible rental options for our payment terminals, so you don’t have to commit to an upfront purchase. Renting a terminal is a great way to keep costs low while still accessing the latest technology.

This is an admin fee charged each month for your merchant account provider’s services, such as customer support, tech support, portfolio management, etc. It also includes PCI Plus Data Breach Protection (or Safe-t).

Cost Plus/Interchange Plus pricing is a model where you pay the interchange and assessment fees plus a simple markup for the services of the payment processor. 
 
The card brand networks (Visa, Mastercard) set the interchange fee and represent the base fee or wholesale cost of accepting electronic payments. This fee is what the acquirer pays to the issuer and the rate varies depending on the industry, the type of business, if the card is present or not present at the time of the transaction, etc. 
 
The assessment fee is a small percentage that is paid to the card brands (Visa, Mastercard) on every transaction. It is a fixed transactional fee, and the same amount is charged no matter the card type or industry.
 
By passing the cost directly to you and only charging for a single markup, interchange plus pricing gives you significant savings while creating a transparent arrangement with your processor.
Interchange fees can be different from one transaction to the next. They vary based on each card type, if the card used offers points and rewards, the industry, the type of business, and if the card is present or not present at the time of the transaction. There are hundreds of interchange categories based on these variations that range from 0.80 to 2.69%.
 
Here is where you can find Visa’s fees and Mastercard’s fees.
 
Contact us for a full breakdown. We can even do a cost comparison against your current payments provider to show you how much you could save by switching to Paystone!

Yes! Depending on your processing volume, we can offer discounts. We’re always happy to do regular reviews of your account to make sure you are getting the best possible rates for where your business is at.

Funds will be deposited the next business day.

Transform any customer touchpoint into a fast, secure checkout

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.